We’re All in This Together

Who We Are

We are a property and casualty insurance company that provides full lines of personal and commercial insurance products through independent agencies in the State of Michigan. We are a member company of the Donegal Insurance Group, a family of property and casualty insurance companies that operates across multiple regions of the United States.

Since Michigan Insurance Company began in 1996, our commitment has been in partnering with our independent agencies to ultimately provide outstanding customer service with quality insurance products to our customers. We understand that insurance is more than policies and numbers. It's the people that matter. As a Michigan-based company, our agents and employees live and work in local communities throughout the State of Michigan, making it a priority to understand the unique needs of the Michigan marketplace. We have been built on a strict model of excellence and believe in high standards, appointing the best agencies, and hiring employees who are knowledgeable and committed. Just like you, we live here, work here, and are committed to the great State of Michigan. We are all in this together!

Thank you for visiting our website. As you navigate through the site you'll find what you need to know about our products in the Our Products section. We offer a wide variety of personal and business insurance products that can be customized to meet your needs. In order to find the right coverage for a reasonable price, you can use the Find an Agent function to find a local independent agency nearest to you. These independent agencies are the cornerstone of our business, and we have partnered with some of the best agencies in the State of Michigan.

Although we have faced challenging times in the State of Michigan over the past few years, Michigan Insurance Company has been a financially stable company, able to consistently provide our customers with the service they deserve. In December 2010, Michigan Insurance Company was acquired by Donegal Group Inc. of Marietta, Pennsylvania and became a member company of the Donegal Insurance Group. The Donegal Insurance Group has been in the insurance business for more than 125 years. We and the Donegal Insurance Group have received an A (Excellent) rating from the A.M. Best Company, a well-respected leader in providing financial rating services to the insurance industry.

Please read the Donegal Insurance Group’s President’s personal welcome to our site.

Mission Statement

The Donegal Insurance Group will build upon its sound heritage of financial strength by excelling as a leading regional provider of quality property and casualty insurance products to business and individual customers.

We will achieve this objective by focusing on excellent customer service, fair claims handling, underwriting profitability, and innovative marketing through the independent agency system, while providing a challenging and fulfilling working environment for our employees.

A.M. Best Rating

Rated A (Excellent)

The Donegal Insurance Group has received an A (Excellent) rating from the A.M. Best Company, which is respected as a leading provider of financial rating services to the insurance industry.

Financial Strength - A.M. Best - A Excellent