Insurance Products >> Personal Automobile

Personal Automobile

Protection for you and your means of transportation.


We offer a comprehensive auto policy designed to protect your transportation needs. Our policy offers quality liability and physical damage protection for:

  • Private Passenger Automobiles
  • Pick-ups
  • Vans
  • Motorhomes
  • Motorcycles
  • All Terrain Vehicles
  • Snowmobiles


We have simplified this product by allowing all units to be written under one policy or they can be written on their own.


Please contact one of our independent Agents by using our "Find an Agent" feature for a complete list of available coverages and for eligibility.


Optional Coverages available, but not limited to:

  • Emergency Trouble Service
  • Rental Reimbursement
  • Coverage for Audio, Visual, and Data Electronic Equipment
  • Optional Package Endorsements to include but not limited to:
    • waiver of deductible
    • decreasing collision deductible
    • replacement cost on new vehicles
    • wearing apparel
    • additional rental reimbursement
    • limited trailer coverage
      (this coverage is only available in the group program)
  • Hardship Coverage (Death Indemnity)

In addition to our competitive rates, we offer ADDITIONAL DISCOUNTS:

  • Group Programs
  • Family Vehicle Credit
  • Hybrid Car Discount
  • Multi-Policy Credit
  • Anti-Theft Discount
  • Good Student Credit
  • Air Bag Credit
  • Defensive Driver Credit
  • Seat Belt Credit
  • Loss Experience Credit
  • Anti-Lock Brake Discount
  • Multi-Car Discount
  • Longevity Credit

  • Policies can be written under six month or annual policy terms, with numerous convenient payment plans available, including monthly EFT.