Insurance Products >> Commercial Umbrella

Commercial Umbrella

As a business owner, you need to make sure that your business is protected against liability lawsuits. A Commercial Umbrella Policy can provide you with an additional layer of liability protection over the limits set by your commercial underlying policies.

Unique features of the Commercial Umbrella Policy include:

  • World Wide Coverage
  • Limits up to $10 Million
  • No Self-Insured Retention when written over Michigan Insurance Company’s General Liability and Commercial Auto Policies
  • Defense Costs are paid by the Company for:
    • Any expenses incurred by the Company
    • Court costs in any suit the Company defends
    • Premium on certain types of bonds
    • Up to $100 per day for loss of earnings while the insured is testifying in court