Features of the Michigan Insurance Company Workers Compensation Policy include:

• Schedule Rating
  Up to a 25% credit.
  
  
• Premium Discount
  Starts as low as $1000 of premium.
  
  
• Renewal Credit
  Michigan Insurance Company offers a renewal discount starting the second year.
  
  
• Merit Modification
  One of the highest credits for no lost time claims
  
  
• Experience Modification
  A unique methodology for calculating the insured's modification.
  
  
• "M" Factor
  Additional credit for superior risk's experience modification.