Why do business with a total stranger through a toll-free number when you can purchase a comprehensive policy at a competitive price through your local Independent Agent - someone you can trust, who knows your insurance needs. The Michigan Insurance Company Personal Package Policy is sold exclusively through Independent Agents.

We offer a comprehensive auto policy designed for private passenger automobiles, pickups, or vans. The group and standard auto programs offer quality liability and physical damage protection for your vehicle.

Additional Coverages you can Purchase:

• Emergency Trouble Service
• Including locksmith services at the location of disablement
• Rental Reimbursement
• Coverage for Audio, Visual & Data Electronic Equipment
• Increased Limit for Sound Reproduction Electronic Equipment
• Mobile Vacation Unit Coverage Enhancement
• Michigan Insurance Company Coverage Enhancement - MIC Deluxe Endorsement
  • waiver of deductible
  • decreasing collision deductible
  • replacement cost on new vehicles
  • wearing apparel
  • additional rental reimbursement
  • limited trailer coverage
    (this coverage is only available in the group program)

In addition to our competitive rates, we offer ADDITIONAL DISCOUNTS:

• Family Vehicle Credit
• Multi-Policy Credit
• Defensive Driver Credit
• Loss Free Credit
• Multi-Car Discount
• Anti-Theft Discount
• Air Bag Credit
• Seat Belt Credit
• Anti-Lock Brake Discount
• Group Programs

Policies can be written under six month or annual policy terms.