Workers Compensation

A Michigan Insurance Company Workers Compensation policy can provide your worksite with the coverage your workforce needs. Your local independent agents will help you select the coverage that fits your needs, at a price that fits your budget.

Features of the Michigan Insurance Company Workers Compensation Policy include:

Schedule Rating
Up to a 25% credit

  • Premium Discount
    Starts as low as premiums over $1,000.
  • Renewal Credit
    Michigan Insurance Company offers a renewal discount starting the second year
  • Merit Modification
    One of the highest credits for no lost time claims
  • Experience Modification
    A unique methodology for calculating the insured's modification
  • "M" Factor
    Additional credit for superior risk's experience modification
  • Safe Workplace Credit
    5% credit available for insureds who qualify
  • Group Credit
    Available for select classes