Commercial Auto

Whether you operate a fleet of vehicles or provide auto repair services, Michigan Insurance Company has you covered. Contact your local independent insurance agent today to see how we can help you open the door to better business insurance.

Features of the Michigan Insurance Company Commercial Automobile Policy include:

  • Experience Modifications for Smaller Risks
    Up to a 30% Credit
  • Multi-Policy Credit
    12% Credit
  • Experience Modifications on a fleet that combines liability and physical damage to offer a maximum credit
  • Renewal Policy Credit
    2% Credit starting the second year

Schedule Rating
Up to a 25% credit

Michigan Insurance Company's Business Auto Endorsement provides over 18 different coverages under one form. Some of these extensions are:

  • Employee as Additional Insured
  • Increased Supplementary Payments
  • Extra Expense-Broadened Coverage
  • Glass Repair - Waiver of Deductible
  • Physical Damage - additional transportation expense coverage
  • Replacement cost of a Private Passenger Vehicle
  • Towing Coverage
  • Wearing Apparel

Garage

  • We designed our Auto Repair and Service Shop insurance program to meet your needs.
  • The same flexible rating as indicated under the Commercial Auto section
  • We offer broadening coverages for service operations